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Chapter 13 Bankruptcy

Florida Bankruptcy Lawyers Create Chapter 13 Repayment Plans

Plantation attorneys help clients stop harassment from creditors

Even if you are generating income, you might not be able to catch up to your payment obligations. With so many people living paycheck to paycheck, it only takes a medical emergency, divorce or temporary job loss to quickly cast you into a deep financial hole. When this occurs, Chapter 13 bankruptcy is often the best way to stop creditor harassment and find a workable solution. At Miller, Hollander & Jeda in Plantation, our experienced attorneys work aggressively on behalf of clients seeking relief from their debt concerns. As part of the Chapter 13 process, we may be able to help you put an immediate stop to collection efforts and create a program that may allow you to keep your property and pay what you owe on a reasonable schedule.

Knowledgeable advisers guide clients to a new financial start

Our Florida law firm is committed to finding customized solutions to individuals and families struggling with money problems. If Chapter 13 bankruptcy is right for you, we’ll start with a free initial consultation and guide you through each step of the process, including:

  • Eligibility — Most people are eligible for Chapter 13 bankruptcy as long as they can demonstrate the ability to make payments according to the plan. Each filer receives credit counseling and debtor education from an approved agency.
  • Filing — We will prepare an authoritative filing to submit to the court. This will address priority debts, secured obligations (such as home mortgages) and unsecured obligations including credit cards. When the petition is filed, an automatic stay is put in place, halting most collection communications or actions until your matter is resolved by the court.
  • Creating a plan — Our seasoned debt relief lawyers will craft a plan that sets fair terms for creditor repayment over a period from three to five years. No matter how complex your situation might be, we may be able to present a plan that is likely to be approved by the court.
  • Court approval — If your plan is confirmed by the bankruptcy judge, the main hurdle is passed and you will be well positioned with an individualized plan suited to your income and expenses. If you have subsequent issues relating to repayment, we can seek appropriate relief on your behalf.

Chapter 13 protection is available to individuals and families. If you are having money problems or are in danger of defaulting on some debts, we can analyze your situation easily, go over any questions and explain your options clearly.

Contact a dedicated Florida bankruptcy lawyer for a free initial consultation on Chapter 13

Miller, Hollander & Jeda represents clients throughout the Fort Lauderdale area in Chapter 13 bankruptcy filings and other debt relief matters. Please call 954-919-2187 or contact us online to schedule a free initial consultation at our Plantation office.